Free Mortgage Clinics for Businesses in North Wales

A workplace mortgage clinic is a dedicated session where employees receive free, confidential mortgage advice directly from a regulated professional during working hours. It’s organised by the employer but delivered entirely by Chesterton Grant, a trusted name in whole-of-market mortgage advice.

Each appointment lasts around 20 to 30 minutes and provides staff with one-to-one time to ask questions, understand their options, and explore what works best for them — whether they’re buying their first home, moving house, remortgaging, or looking into buy-to-let properties. These sessions are private and tailored, meaning your employees get answers based on their personal financial situation and goals.

For employers, it’s a zero-cost way to improve staff wellbeing and morale. Financial stress can significantly impact performance, and giving employees access to reliable, practical mortgage support can reduce that burden and build loyalty. Everything is managed by our team, from scheduling to communication, making the service simple to run and beneficial for all.

Whether your team is office-based, remote, or working shifts, our flexible clinic format ensures everyone can access this valuable advice. And with our FCA-regulated status, you can be confident your employees are getting the highest quality service — at no cost to them or to you.

Absolutely nothing. Our mortgage clinics are completely free to employers and employees alike. There are no hidden fees, no set-up charges, and no minimum booking requirements. The service is designed to be cost-effective, accessible, and easy to implement across workplaces of any size in North Wales.

The reason we’re able to offer this without charge is because we receive a standard procuration fee from the mortgage lender — but only if an employee decides to go ahead with a mortgage application through us. That fee does not affect the product cost for the employee and doesn’t compromise our independence, as we search across the whole of the market to find the most suitable deal.

Your business isn’t entering into any formal financial agreement. We’ll provide promotional materials, manage appointment bookings, and support your HR team throughout, all without you needing to spend a single penny. Our aim is to make mortgage support part of your wider wellbeing offer — no budget required.

Given today’s economic climate, this kind of no-cost employee support can have a big impact, especially in regions like North Wales where housing affordability and access to financial advice can be real barriers.

Yes—and we respect that. Our clinics are voluntary and confidential. No personal financial information is shared with the employer. Employees are free to choose whether they book an appointment, and there is no obligation to proceed with any product or service.

That said, financial wellbeing does impact job performance. Research from the Chartered Institute of Personnel and Development (CIPD) shows that financial stress leads to reduced productivity, higher absenteeism, and poorer mental health. By offering optional support in the form of mortgage advice, employers can demonstrate care and responsibility without intruding into personal matters.

You’re not prying—you’re providing a resource that’s there for employees to use if and when they choose.

No. All liability for advice sits entirely with Chesterton Grant, not the employer. We are a fully regulated mortgage brokerage, authorised and overseen by the Financial Conduct Authority (FCA). Our advisers are fully qualified, insured, and experienced in delivering regulated financial advice.

Your organisation simply facilitates access to a trusted third-party adviser. Employees engage with us independently and confidentially — and any recommendations, applications, or decisions made are between them and us. We also hold professional indemnity insurance to protect against any potential claims.

This means your company can offer an impactful employee benefit with complete peace of mind. There is no need to worry about legal exposure or compliance risk. We take full responsibility for the service we deliver, ensuring everything meets industry standards and data protection regulations.

In short, you’re not giving advice — you’re enabling access to it. That’s a powerful way to support your team without exposing your organisation to liability.

Our clinics are designed to be efficient and minimally disruptive. Most sessions last around 20–30 minutes, and we work closely with your business to arrange appointments around staff schedules. Sessions can be delivered before the start of the workday, during lunch breaks, or in agreed time slots that won’t interfere with key operations.

We’ve worked with shift-based teams, hybrid workers, and office-based employees across a wide range of industries. Whether your business operates on a rigid timetable or offers flexible working, we’ll tailor the session format to suit.

Importantly, the return on that small time investment can be significant. By spending half an hour with a qualified adviser, employees may save thousands of pounds on their mortgage, reduce financial stress, or finally feel confident enough to begin the home-buying process.

The benefits to productivity, morale, and employee loyalty often far outweigh the time spent away from tasks. And since the clinics are managed entirely by us, your management team won’t be burdened with admin or coordination work.

Offering short, structured access to expert advice is a smart, forward-thinking move — and one that your staff will genuinely appreciate.