Why Offer Free Mortgage Clinics to Employees?
Providing access to mortgage advice through workplace clinics brings tangible benefits. Employees often find it difficult to access financial advice during working hours, especially if they’re juggling family responsibilities or shift work. By offering mortgage guidance on-site or remotely, you remove barriers and help your team plan for their financial future.
Employees gain clarity around their options – whether they’re buying their first home, moving up the property ladder, or remortgaging. You, as an employer, demonstrate a genuine interest in your team’s welfare. This not only improves morale but enhances your appeal as a forward-thinking employer of choice in Wrexham.
How Our Mortgage Clinics Work
Chesterton Grant’s workplace mortgage clinics are simple to implement and designed to minimise disruption. Here’s how they typically work:
- Free to Employers and Employees – Our service is entirely cost-free, with no obligation for staff to proceed.
- Flexible Delivery – Choose in-person clinics at your premises or virtual appointments via secure video call.
- Appointment-Based – Staff book private, one-to-one 30-minute sessions at a time that suits them.
- Fully Confidential – Each session is personal and confidential. No financial details are shared with the employer.
- FCA-Regulated Advisers – All advice is provided by experienced advisers who follow strict compliance and conduct rules.
From small businesses to larger employers, our clinics are scalable to suit your workforce’s needs.
Who Can Benefit?
Our clinics are open to all employees – whether junior team members or senior managers. We regularly assist:
- First-time buyers seeking to understand deposit requirements, mortgage types, or the buying process.
- Home movers comparing borrowing options or assessing affordability.
- Remortgagers exploring better deals as their current rate ends.
- Buy-to-let investors reviewing strategies for property investment.
No prior experience or documentation is needed to attend a session. Everyone is welcome, whether they’re seriously house hunting or simply exploring future options.
Why Wrexham Employees Specifically Benefit
Employees in Wrexham face a unique mix of housing and financial challenges that make accessible mortgage advice especially valuable. According to the Office for National Statistics (ONS), the average house price in Wrexham was £198,000 in late 2023 – lower than the Welsh national average of £215,000, but still a significant hurdle for first-time buyers.
Additionally, Wrexham County Borough Council notes a strong local demand for affordable housing, particularly among working-age adults. Meanwhile, the area has experienced steady inward investment and job growth, especially with Wrexham’s growing role as a regional employment hub.
Despite these positive economic developments, many workers still struggle to navigate mortgage markets, especially with fluctuating interest rates and ever-changing affordability criteria. Our clinics give Wrexham’s workforce the support they need to feel more secure and better informed – helping them turn wages into wealth.