Free Mortgage Clinic for Employees in Wirral

A workplace mortgage clinic is a structured, employer-supported opportunity for employees to meet with professional mortgage advisers during work hours for free, confidential advice. Organised directly through Chesterton Grant, these clinics allow employees to discuss their home buying, remortgaging, or property investment plans with experienced professionals — with no cost or obligation involved.

Each appointment typically lasts 20–30 minutes and can be held in person, virtually, or via a hybrid setup depending on the needs of the business. Employees can book private one-to-one sessions, during which they receive impartial advice tailored to their individual circumstances. Whether they are first-time buyers, remortgaging, or exploring buy-to-let, these sessions provide clarity and peace of mind.

The service is fully regulated and designed to integrate smoothly into your workplace calendar, with flexible scheduling and full administrative support from our team. Employers do not receive any details about who attends or what is discussed — everything remains confidential.

By offering mortgage clinics, employers show a genuine commitment to their staff’s financial wellbeing, improve engagement, and support positive outcomes for their teams. In an age of rising costs and complex financial decisions, this type of employee benefit offers real value with no downside for the business.

There are no costs involved for either the employer or the employee. Chesterton Grant offers free workplace mortgage clinics with absolutely no financial commitment required from your business. This makes it an ideal way to add meaningful value to your employee benefits offering without increasing your costs.

Our advisers are compensated by lenders in the form of a procuration fee only when an employee proceeds with a mortgage through our service. This means that employees receive impartial, expert guidance without pressure or obligation. Whether or not they choose to apply for a mortgage, the clinic is entirely free, educational, and supportive.

Employers benefit from a professional, fully-managed service that includes promotional materials, booking systems, and optional reporting on participation (without breaching confidentiality). There are no hidden charges, and we tailor every clinic to the needs of your organisation.

It’s a risk-free initiative that helps build trust, supports staff retention, and demonstrates a commitment to financial wellbeing. With the cost of living rising, providing such support could make a significant difference in your employees’ lives.

Yes—and we respect that. Our clinics are voluntary and confidential. No personal financial information is shared with the employer. Employees are free to choose whether they book an appointment, and there is no obligation to proceed with any product or service.

That said, financial wellbeing does impact job performance. Research from the Chartered Institute of Personnel and Development (CIPD) shows that financial stress leads to reduced productivity, higher absenteeism, and poorer mental health. By offering optional support in the form of mortgage advice, employers can demonstrate care and responsibility without intruding into personal matters.

You’re not prying—you’re providing a resource that’s there for employees to use if and when they choose.

No. All liability for advice sits entirely with Chesterton Grant, not the employer. We are a fully regulated mortgage brokerage, authorised and overseen by the Financial Conduct Authority (FCA). Our advisers are fully qualified, insured, and experienced in delivering regulated financial advice.

Your organisation simply facilitates access to a trusted third-party adviser. Employees engage with us independently and confidentially — and any recommendations, applications, or decisions made are between them and us. We also hold professional indemnity insurance to protect against any potential claims.

This means your company can offer an impactful employee benefit with complete peace of mind. There is no need to worry about legal exposure or compliance risk. We take full responsibility for the service we deliver, ensuring everything meets industry standards and data protection regulations.

In short, you’re not giving advice — you’re enabling access to it. That’s a powerful way to support your team without exposing your organisation to liability.

Our clinics are designed to be convenient and non-disruptive. Each appointment is short, focused, and can be scheduled around working hours. Most employers allow staff to attend during break times or with line manager approval.

In fact, the clarity and reassurance provided by a mortgage consultation often leads to greater focus at work. Employees who are financially stressed are more likely to be distracted, absent, or disengaged. Providing support through a brief, confidential appointment can actually improve morale and productivity.

Plus, virtual clinics offer added flexibility—employees can join from a private space without leaving their desk.

Yes — our clinics cover all major mortgage needs, not just first-time buyers. Whether an employee is considering a home move, reviewing their current mortgage, or planning to invest in buy-to-let property, they’ll receive tailored, regulated advice from an expert.

Remortgaging is particularly important right now due to rising interest rates. Many employees may not realise they could save money or access better terms simply by reviewing their mortgage options. Similarly, some staff may be facing fixed-rate deals coming to an end or want to release equity — all of which we can help with.

Buy-to-let mortgages and second property purchases are also covered. Our advisers explain the pros and cons, lending requirements, and market trends to help employees make informed investment decisions.

No matter the situation, our goal is to provide clarity and support so employees can move forward with confidence. From understanding affordability to navigating complex lending rules, we’re here to simplify the process and remove unnecessary stress.

Offering a mortgage clinic helps you:

Reduce staff stress and absenteeism

Improve morale and retention

Enhance your employer brand and appeal to job seekers

Demonstrate proactive care and support for staff wellbeing

Offer a high-value benefit at zero cost

Financial wellbeing is increasingly recognised as a core part of the employee experience. By offering mortgage clinics, you position your company as a supportive, modern employer that takes the mental and financial health of its workforce seriously.

Chesterton Grant is a trusted, independent mortgage advisory firm with years of experience helping employers deliver successful mortgage clinics across the UK. We combine financial expertise with a people-first approach, ensuring every employee receives the guidance they need in a format that works for them.

We are authorised and regulated by the FCA and offer whole-of-market mortgage advice — meaning we are not tied to any specific lender or product. Our advisers provide honest, straightforward support, always tailored to the individual’s needs.

Employers choose us because we make the process simple. We handle scheduling, communications, and logistics so your team can focus on what matters. We adapt to in-person, hybrid, or remote models, and we do it all without charging your business a penny.

Our mission is to reduce financial stress and empower people to make informed mortgage decisions. With Chesterton Grant, your staff will receive first-class service — and your company will benefit from stronger employee relationships, at no cost or risk.