Free Mortgage Clinic for Employees in Chester

A workplace mortgage clinic is an employee benefit initiative where mortgage experts visit a business to offer confidential, one-to-one consultations with staff. These clinics are typically held on-site in a designated space such as a meeting room, or remotely via video calls for hybrid or remote teams. Each session is tailored to the individual’s financial situation and property goals, whether they’re buying their first home, moving up the property ladder, remortgaging for a better deal, or looking into buy-to-let opportunities.

The main advantage of workplace mortgage clinics is convenience. Staff don’t have to use their evenings or weekends to seek advice—they can access expert guidance during the working day without needing to travel. For employers, this shows commitment to employee wellbeing, reduces stress-related absenteeism, and strengthens employee engagement.

At Chesterton Grant, we’ve designed our clinics to be completely free of charge, jargon-free, and free from any pressure. Staff can ask questions, explore mortgage options, and walk away with a clear understanding of what they can afford, what steps to take next, and how to move forward when the time is right. It’s a simple yet powerful way to support your team’s financial wellbeing at no cost to your business.

There are no financial costs whatsoever when arranging a mortgage clinic through Chesterton Grant. Our workplace clinics are completely free for both employers and employees. You won’t pay for the adviser’s time, materials, booking systems, or promotional content. There are also no hidden charges or ongoing fees.

The business simply agrees to host the clinic by allowing us access to a space for appointments (or allowing virtual sessions during work hours). We handle all administration, including setting up appointments, sharing materials, and following up with staff afterwards if requested.

If an employee chooses to proceed with a mortgage after their appointment, they may do so through Chesterton Grant. In such cases, the lender pays a standard commission directly to us—this is a common industry practice and does not impact the advice given or the mortgage product offered. There is no obligation for the employee to proceed or choose us for their mortgage product.

This transparent, cost-free approach means you can provide a valuable benefit to your staff, improve morale, and support wellbeing—without any impact on your budget or internal resources.

Yes—and we respect that. Our clinics are voluntary and confidential. No personal financial information is shared with the employer. Employees are free to choose whether they book an appointment, and there is no obligation to proceed with any product or service.

That said, financial wellbeing does impact job performance. Research from the Chartered Institute of Personnel and Development (CIPD) shows that financial stress leads to reduced productivity, higher absenteeism, and poorer mental health. By offering optional support in the form of mortgage advice, employers can demonstrate care and responsibility without intruding into personal matters.

You’re not prying—you’re providing a resource that’s there for employees to use if and when they choose.

No. The employer is not liable for any advice or recommendations provided during a mortgage clinic hosted by Chesterton Grant. All advice is given by fully qualified mortgage advisers who are authorised and regulated by the Financial Conduct Authority (FCA). As such, the responsibility for the guidance offered sits entirely with us as the advising firm.

Your organisation’s role is simply to facilitate access to the clinic—either by providing a meeting space on-site or allowing time for virtual appointments. There is no requirement for your team to handle paperwork, approve mortgage products, or get involved in the advisory process in any way.

Furthermore, all sessions are confidential and conducted on a one-to-one basis. No personal financial information is disclosed to the employer, and employees are under no obligation to take any action following their appointment.

This structure ensures your business can offer a supportive benefit without legal or compliance risk. You’ll be seen as an organisation that promotes financial wellbeing, without needing to take on regulatory responsibilities yourself.

Our clinics are designed to be convenient and non-disruptive. Each appointment is short, focused, and can be scheduled around working hours. Most employers allow staff to attend during break times or with line manager approval.

In fact, the clarity and reassurance provided by a mortgage consultation often leads to greater focus at work. Employees who are financially stressed are more likely to be distracted, absent, or disengaged. Providing support through a brief, confidential appointment can actually improve morale and productivity.

Plus, virtual clinics offer added flexibility—employees can join from a private space without leaving their desk.

Yes. Our clinics support employees across all types of property journeys, not just those looking to buy their first home. Whether your staff are exploring remortgage options, moving house, or investing in property, they can benefit from a personalised session with a mortgage adviser.

Remortgaging can be a powerful way to reduce monthly costs or raise capital, especially in a rising interest rate environment. Yet many people don’t realise they may be able to switch deals early or that their existing lender may not be offering the best rate.

Employees looking to move house may need help understanding affordability, deposit requirements, and timing around buying and selling. Others interested in buy-to-let or second properties may need guidance on portfolio lending, tax implications, or affordability checks.

Each appointment is confidential and tailored to the employee’s goals. Even if they’re not actively pursuing a mortgage, many gain clarity about what’s possible in the future.

Providing access to expert, impartial advice allows employees to make better-informed decisions—whatever stage they’re at.

Offering a mortgage clinic helps you:

Reduce staff stress and absenteeism

Improve morale and retention

Enhance your employer brand and appeal to job seekers

Demonstrate proactive care and support for staff wellbeing

Offer a high-value benefit at zero cost

Financial wellbeing is increasingly recognised as a core part of the employee experience. By offering mortgage clinics, you position your company as a supportive, modern employer that takes the mental and financial health of its workforce seriously.

Chesterton Grant has a proven track record of delivering effective, high-value mortgage clinics for employers across the UK. Our approach is designed to be entirely stress-free for your business: we coordinate, communicate, and deliver the clinic while you get the credit for offering an exceptional staff benefit.

What sets us apart is our commitment to clarity, independence, and accessibility. Our advisers are fully regulated, friendly, and focused on helping people make informed decisions without pressure or sales tactics. Whether the appointment leads to a mortgage or not, each employee leaves with valuable knowledge and greater peace of mind.

Our process is fully transparent. We don’t charge for the clinic, we provide all materials, and we offer both in-person and virtual options to suit your working environment.

In choosing Chesterton Grant, you choose a professional partner that reflects your own values of employee support, trust, and excellence. Let us help you make a genuine difference in the lives of your team—starting with their financial confidence.